| Dine Equity performance: | | | | 2008 |
| Introduction: | | | | 2007 |
| The International House of Pancakes opened in 1958 in | | | | 2006dividends |
| the state of California. Offering family friendly dinning | | | | 1 |
| services; However IHOP corporation franchiser of | | | | 1 |
| restaurants was first established in 1976 in the state of | | | | 1net income |
| Delaware. In November 2007 IHOP merged with | | | | -154459 |
| Applebee's and in June 2008 formed Dine Equity Inc. | | | | -480 |
| for a total of 3,400 franchised and owned Applebee's | | | | 44553dividend payout ratio |
| and IHOP restaurants as of December 2008. | | | | -6.47421E-06 |
| According to their 2008 annual report there are | | | | -0.00208 |
| currently 2,004 Applebee's one of the largest casual | | | | 2.24E-05 |
| dining restaurants in terms of number of restaurants | | | | From the above table is evident that the dividend |
| and market shares. There are currently 1,396 IHOP | | | | payout ratio has been relatively small over the past |
| restaurants in competition with restaurants like Denny's | | | | three years and has been declining, this indicates that |
| offering children menus and discounts for senior | | | | 2. Liquidity ratios: |
| citizens serving low to moderate prices. | | | | These are ratios that help in the determination of a |
| Dine Equity Mission and core value is to become the | | | | firm's ability to pay its short term debts, these ratios |
| number one franchiser in the restaurant industry while | | | | are used by those who extend financial credit to the |
| providing and exceptional customer service by | | | | firm to determine the creditworthiness of a firm, these |
| committing to reducing overheads and optimizing on | | | | ratios includea. Current ratio |
| Applebee's and IHOP business. | | | | Creditors prefer a high current ratio while share holders |
| According to their last annual report their 1st quarter | | | | prefer a lower current ratio. This ratio indicates the |
| stock showed the highest closing price for 2008 and | | | | company's position to repay it short term debts and is |
| the 4th quarter stock showed the lowest closing price | | | | determined as follows |
| of 2008 compared to 2007 fiscal year highest closing | | | | Current ratio = current assets/ current liabilitiescurrent |
| price shown in the 3rd quarter and lowest closing price | | | | ratio |
| for 2007 shown in the 1st quarter. Also according to | | | | 2008 |
| their 2008 annual report there are 5,300 registered | | | | 2007 |
| holders as of February 17, 2009. | | | | 2006current assets |
| Company Performance: | | | | 399129 |
| In analyzing this company we will use 4 measurements | | | | 433678 |
| of performance including profitability, Liquidity, Financial | | | | 78393current liabilities |
| leverage and activity ratios. | | | | 282714 |
| 1. Profitability: | | | | 381340 |
| In analyzing this company's profitability we will look at | | | | 64105current ratio |
| the company's return on assets (ROA), return on | | | | 1.411776566 |
| equity (ROE), Gross profit margin, price earning ratio | | | | 1.137248 |
| (PE), divided yield and divided payout ratio.a. Gross | | | | 1.222884 |
| profit margin: | | | | The current ratio has increased and this means that |
| The gross profit margin is a ratio that indicates the | | | | the company is able to repay its short term debts.b. |
| profitability of a company, it is calculated by dividing | | | | Quick ratio: |
| gross profit by total sales, it is stated as follows: | | | | The quick ratio is used when there is a large value of |
| Gross profit margin = sales – cost of sales/ sales | | | | inventory that may not be liquidated easily. |
| Using the 2008 report we determine the gross profit | | | | Current ratio = current assets-inventory/ current |
| margin for the year, 2008, 2007 and 2006, the | | | | liabilities |
| following table summarizes the results:gross profit | | | | 2008 |
| margin | | | | 2007 |
| 2008 | | | | 2006quick ratiocurrent assets |
| 2007 | | | | 399129 |
| 2006sales | | | | 433678 |
| 1613628 | | | | 78393inventory |
| 484559 | | | | 22820 |
| 349560cost of sales | | | | 73627 |
| 1179811 | | | | 396current liabilities |
| 303891 | | | | 282714 |
| 208465gross profit | | | | 381340 |
| 433817 | | | | 64105 |
| 180668 | | | | 1.33105895 |
| 141095gross profit margin | | | | 0.944173 |
| 0.268845731 | | | | 1.216707 |
| 0.37285 | | | | 3. Financial leverage ratios: |
| 0.403636 | | | | These ratios determine the extent which a firm is using |
| The gross profit margin has declined from a high of | | | | its long term debts,a. Debt ratio: |
| 0.403636 in 2006 to 0.26885 in 2008, this indicates that | | | | The debt ratio indicates the amount of assets that are |
| the profitability of the company is declining over the | | | | financed by debts, it is calculated by dividing the total |
| years, this shows that in the next period the gross | | | | debts by total assets, and the table below summarizes |
| profit margin may decline.b. Return on assets: | | | | the results: |
| Return on assets indicates the amount of profit | | | | Debt ratio = total debts/ total assetsdebt ratio |
| generated for each dollar of assets. It is calculated by | | | | 2008 |
| dividing net income by total assets: | | | | 2007 |
| Return on assets = net income / total assets | | | | 2006total debts |
| The following table summarizes the results:return on | | | | 3318450 |
| assets | | | | 3434739 |
| 2008 | | | | 479657total assets |
| 2007 | | | | 3361217 |
| 2006total income | | | | 3831162 |
| -154459 | | | | 768870debt ratio |
| -480 | | | | 0.987276335 |
| 44553assets | | | | 0.896527 |
| 3361217 | | | | 0.623847 |
| 3831162 | | | | From the above table the debt ratio has increased |
| 768870return on assets | | | | meaning that the company is utilizing its long term |
| -0.045953296 | | | | debts to acquire assets.b. Debt to equity ratio: |
| -0.00013 | | | | This ratio indicates the level of debts and equity used |
| 0.057946 | | | | in financing the company's operations, the ratio is |
| From the above table it is evident that the return on | | | | calculated by dividing the total debts by equity, results |
| assets has been declining over the years, the value is | | | | are summarized belowdebt equity ratio |
| negative for the year 2007 and 2008 meaning that the | | | | 2008 |
| firm's profitability has declined and therefore expected | | | | 2007 |
| to decline in the future.c. Return on equity: | | | | 2006total debt |
| The return on equity ratio indicates the rate of return | | | | 3318450 |
| on shareholders equity. It is calculated by dividing net | | | | 3434739 |
| income by the value of share holder's equity. | | | | 479657total equity |
| Return on equity= net income / equity | | | | 42767 |
| The table below summarizes the results:return on | | | | 209373 |
| equity | | | | 289213 |
| 2008 | | | | 77.59370543 |
| 2007 | | | | 16.40488 |
| 2006total income | | | | 1.65849 |
| -154459 | | | | From the above table it is evident that the debt equity |
| -480 | | | | ratio has increased meaning that there has been an |
| 44553equity | | | | increase in debt financing relative to equity financing. |
| 42767 | | | | 4. Activity ratios:a. Asset turnover: |
| 209373 | | | | These ratios include the asset turnover ratio which |
| 289213return on equity | | | | indicates how a company is using its assets to |
| -3.611639816 | | | | generate sales, the ratio increased in 2008 to 0.48 |
| -0.00229 | | | | from a low of 0.1264 in 2007. |
| 0.154049 | | | | Asset turnover =- total sales/ total assets |
| From the above table it is evident that the return on | | | | The table below summarizes the results: |
| equity has been declining over the years, the value is | | | | Asset turnover |
| negative for the year 2007 and 2008 meaning that the | | | | 2008 |
| returns on shareholders equity has declined and is | | | | 2007 |
| expected to decline in future.d. Price earning ratio: | | | | 2006sales |
| This is another ratio that indicates the profitability of a | | | | 1613628 |
| company, it is a ratio that indicates the price paid by | | | | 484559 |
| shareholders relative to profits, and it is calculated by | | | | 349560assets |
| dividing the price per share by earning per share. | | | | 3361217 |
| Price earning ratio= price per share/ earnings per | | | | 3831162 |
| share | | | | 768870 |
| The table below summarizes the results:price earning | | | | Asset turnover |
| ratio | | | | 0.480072545 |
| 2008 | | | | 0.126478 |
| 2007 | | | | 0.454641 |
| 2006price per share | | | | Forecast of the company: |
| 34.74 | | | | The company's profitability has declined in the past |
| 104.76 | | | | three years, sales have increased but the profits have |
| 146.9earnings per share | | | | declined, it is expected that the level of profitability of |
| -10.09 | | | | the company will decline in future, the decline in |
| -0.13 | | | | profitability has been as a result of increased |
| 2.46price earning ratio | | | | expenses including an increase in restaurant expenses |
| -3.443012884 | | | | from 117,448 in 2007 to 978,197 in 2008, other |
| -805.846 | | | | expenses that increased include interest expenses |
| 59.71545 | | | | from 28,658 in 2007 to 203,141 in 2008, also |
| It is evident that the price earning ratio was relatively | | | | administration expenses have also increased and this |
| high in 2006 given that investors were paying 56.71 | | | | has resulted into a decline in profits, it is expected that |
| dollars for a dollar earned, however in 2007 and 2008 | | | | in future the level of profits will decline. |
| it is evident that this ratio value is negative meaning | | | | Share holder equity is also expected to decline as |
| that investors are experiencing losses, the share price | | | | dividends and return on equity decline, this means that |
| has also declined over the years meaning that there | | | | in future we expect less equity financing and an |
| has been a decline in investors confidence.e. Divided | | | | increase in debt financing, the increase in debt financing |
| yield: | | | | will mean that the company will pay higher interest |
| The divided yield ratio indicates how the company | | | | expenses resulting into a further reduction in profits. |
| pays out its dividends in a year relative to the price of | | | | Summary: |
| its shares, it is calculated as follows: | | | | From the above analysis it is evident that the company |
| Divided yield = divided per share/ share price | | | | has been performing poorly in the last three years, |
| The following table summarizes the results: | | | | there has been an increase in expenses that have |
| Divided yield | | | | resulted to losses, this has reduced investor |
| 2008 | | | | confidence whereby equity financing has declined and |
| 2007 | | | | share prices have also declined. This decline in equity |
| 2006divided per share | | | | financing has resulted into increased debt financing and |
| 1 | | | | the company is now experiencing an increase in |
| 1 | | | | interest expenses which have in turn reduced profits. |
| 1share price | | | | The company should try and reduce its interest |
| 34.74 | | | | expenses by reducing its debt financing, this can be |
| 104.76 | | | | achieved through boosting investor confidence, with |
| 146.9 | | | | the current decline in share prices it is evident that in |
| Divided yield | | | | future the share prices will increase as the company |
| 0.028785262 | | | | starts to gain profits and therefore this would be a |
| 0.009546 | | | | good investment option, over time the company will |
| 0.006807 | | | | repay its debts and this will increase its profitability |
| From the above table it is evident that the divided yield | | | | given that the sales levels have increased over the |
| ratio is relatively low for the three years. However | | | | past three years and therefore expected to increase |
| there has been a slight increase in the ratio as the | | | | in future. |
| price of shares decline.f. Divided payout ratio: | | | | References: |
| The divided payout ratio indicates how the company | | | | Dine Equity Inc. (2009) Dine Equity financial report 2008, |
| pays out its dividends in a year relative to earning, it is | | | | retrieved on 17th November, from |
| calculated as follows: | | | | Stickney, C. and Schipper, K. (2006) Financial |
| Divided payout ratio= dividend per share/ net income | | | | Accounting: An Introduction to Concepts, Methods and |
| The table below summarizes the results:dividend | | | | Uses, New Jersey: Prentice hall press. |
| payout ratio | | | | |