Needed! Parents to Teach Children How to Save Money

Does money burn a hole in your pocket? If you don'twhat money can buy.
want money to burn a hole in your child's pocket, thereSecond Parenting Tip: Give your child a piggy bank.
are things you can do. Inside you'll find parenting tipsPay him an allowance for doing chores. Teach him to
teaching your child to become a saver and buildpay his piggy bank first. Encourage him to save most
character too.of it or at least 10 per cent.
Why not teach your children to follow the money - allThird Parenting Tip: Open a savings account for your
the way to the bank. Become a model for saving.child when she gets older. Take her to the bank and
Begin by paying yourself first. That means save whatteach her how to deposit her money.
you can.Bo Derek, the perfect "10" movie star, once kidded,
I remember counseling a single mom. She told me"Whoever said money can't buy happiness simply
"Money is so tight." She'd gather her children together;didn't know where to go shopping."
show them the bills she had to pay, how much sheDon't' Worry!
could put in savings, and the $20 they could spend forWhen your child learns it's better to save for an
fun that month. She became an expert at teaching herexpensive item than to buy junk, he'll learn where to go
children to build character by being responsible withshopping too.
money. Even if money is tight for you, model payingMoney doesn't have to be the root of all evil. It can be
yourself first.the beginning of wisdom. Paying the bills, taking care of
William Somerset Maugham once said,our families, being generous with the less fortunate, and
"Money is like a sixth sense - and you can't make usehaving fun together are a few of money's benefits.
of the other five senses without it."You can teach your children the value of money.
Seriously, being poor is not a virtue. Being wise aboutSaving Money and Building Character Conclusion:
money is.Start when your children are young. Teach them how
One mom, an accountant friend, taught her 11 year-oldto count coins. Then have fun with them by playing
daughter how to choose stocks. Her child chose her"store" with their toys.
favorite kids' restaurant in which to invest her parents'Become a model for saving money. Let your kids see
money. They followed the stock every day. Within athe bills. Let them know you pay yourself first by
year that stock earned them one-thousand dollars. Itputting a portion in the bank. Give your kids chores, an
taught her daughter a new meaning to that old saying,allowance, and a piggy bank. Encourage them to save
"A penny saved is a penny earned."too.
So what can you do?Open a savings account for them to deposit their
3 Parenting Tips for Teaching Your Kids How to Savemoney. Teach them to save for wise purchases. If
Money:you do, you'll be teaching them a valuable skill. You'll be
First Parenting Tip: When your child has learned tobuilding character and money won't be burning a hole in
count, teach her the value of coins by playing "store"their pockets.
with her toys. You'll both have fun while she sees